We offer 2 different programs to help clients obtain different goals.
First is our "Personal Loan Program" - this program is funded by directing dollars that would of been paid in commissions to us from the sale of your existing home, and the commissions paid to us from the purchase of your new home to fund a personal loan. Example - you are selling a home for $185,000 and purchasing a home for $250,000. Based on the current market we could offer a $13,000 dollar personal loan that could be used towards your down-payment to eliminate PMI Insurance, improvements to the property, or consolidate other debts. This program charges $395 per transaction-side as an admin fee. (2nd mortgage terms are 15 years, 8.99%, with no prepayment penalty)
Our Second Program is "List at 1% when Buying and Selling" - this program is designed to help protect the equity in your existing home by lowering the cost of the sale. We charge a 1% listing fee and offer other brokers 3% to bring ready, willing, and able buyers to the table. This program also charges $395 per transaction-side as an admin fee.